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Balance Transfer Special

Transfer all your higher-rate debt
over to a DFCU credit card

Spend a little too much this past holiday season? Consolidate your credit cards into one low monthly payment and pay off debt faster with a Balance Transfer from DFCU. Move the balances from your other, higher-interest cards to a DFCU Visa, and choose which special is best for you. Either way, you save! Offer expires February 28, 2020.

  • Make just one easy low-monthly payment
  • Simple and easy way to get out of debt quickly
  • Save money

0% APR*
For 15 Months with 3% Balance Transfer Fee

. . . OR . . .

2.95% APR*
For 15 Months with $0 Balance Transfer Fee

Online Balance Transfer Form >>

Don't have a DFCU Credit Card? Apply to take advantage of the Balance Transfer Offer!

DFCU offers one of the lowest rates in town!

  • Rates as low as APR*
  • No annual fee
  • No cash advance fee
  • Same low rate for transactions and cash advances
Apply for a Credit Card Today!
Interested in a Balance Transfer?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141

*APR = Annual Percentage Rate. Members have a choice of a Balance Transfer rate of 2.95% APR for fifteen (15) billing cycles from the date of the initial Balance Transfer with NO Balance Transfer fees, OR, a Balance Transfer rate of 0% APR for fifteen (15) billing cycles from the date of the initial Balance Transfer with a 3% Balance Transfer fee. Promotion applies to qualifying DFCU credit cards and on the amount transferred only. Special Balance Transfer offer valid for transfers made from 01/01/2020 to 02/28/2020. Effective after the 15 billing cycles from the date of the initial Balance Transfer, all credit cards will default to the rate the member qualified for at the time of opening their DFCU credit card. Platinum Card purchase APR as low as 9.99%, and Classic Card purchase APR as low as 13.20%. Minimum advance amount is $500. Balance Transfers are allowed up to the credit card's available limit, minus a 3% fee if 0% APR option is chosen. Rates, fees and terms are subject to change at any time. All new credit card applications are subject to terms, conditions and credit approval. Offer valid only for Balance Transfers from credit cards and loan balances from other financial institutions. Transfers/transactions via Convenience Checks, Online/Mobile Banking, or regular purchases and cash advances do not qualify, and are subject to the standard rate and terms of the Credit Card Agreement. Finance Charges accrue from the transaction date. A late fee will be assessed for any late payments. There is a 60-day past due period prior to APR automatically reverting back to non-promotional rate. If after 60 days from the payment due date, the payment remains late or exceeds the member's credit limit, the credit card rate will default to the non-promotional rate the member was eligible for at the time of the Balance Transfer approval, and any remaining balances will accrue at the regular non-promotional APR. A Balance Transfer cannot be used to make payments on this or any other credit/loan account issued by DFCU. DFCU will allocate your payments to balances with higher APRs before balances with lower APRs. To get the promotional rate, you must fill out the Balance Transfer form.
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