*APR=Annual Percentage Rate. Purchases made on a new DFCU VISA Platinum or Classic Credit Card will receive the promotional APR of 0% for the balance of each transaction for six (6) billing cycles. Effective after the six billing cycles, any balance remaining from any transaction made during those six cycles on all credit cards will default to their standard rate. See www.downeyfcu.org for DFCU's standards Visa rates. Credit card rate is determined by creditworthiness, FICO/credit score and other factors. The promotional APR of 0% excludes cash advances and balance transfers. Rates may change at any time without notice. The actual rate and approval of a DFCU Visa is determined by creditworthiness, FICO/credit score and other factors. Please speak to a DFCU Loan Representative for complete promotional details, qualifying criteria, disclosures and other rates and terms. DFCU standard lending rules and regulations apply. ^Source aggregated from CNBC.com and Nerdwallet.com.

• $1,000 minimum / $25,000 maximum credit line
• 25-day grace period on all purchases (before interest begins to accrue)
• Accepted worldwide, anywhere the VISA logo is displayed
• Minimum payment due each month is 2.5% of balance, with a $20 minimum
• Free Convenience Checks
• ATM access for cash advances, wherever the VISA logo is displayed
• DFCU Rewards Terms and Conditions