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About
DowneyFCU

Banking with Purpose, Serving with Heart
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Since 1957, Downey Federal Credit Union has been more than a financial institution—we’re a force for community growth. What began with eight school employees now serves thousands, offering secure, affordable financial solutions while giving back. Every membership supports local initiatives, making an impact where it matters most. Join us and experience the credit union difference.
Our Story

Downey Federal Credit Union started in July 1957 as Downey School Employees Federal Credit Union, founded by eight Downey Union High School District employees. Over the decades, we've expanded our reach and impact:

  • 1974 – Merged with Downey Community Hospital Federal Credit Union, expanding membership.
  • 2000 – Transitioned to a community charter, making membership more accessible.
  • Today – Now open to anyone who lives, works, worships, or goes to school in Bell, Bell Gardens, Bellflower, Compton, East Compton, Cudahy, Downey, Huntington Park, Lynwood, Norwalk, Paramount, Pico Rivera, Santa Fe Springs, and South Gate—plus their family members. Learn More on Becoming a Member
With over 18,000 members and $362 million in assets, DowneyFCU remains committed to financial empowerment and community growth.
Committed to our Community

As a community-based financial institution, DowneyFCU is dedicated to providing a full spectrum of low-cost, secure financial products and services, always with personalized, friendly support. While we offer many of the same financial solutions as big banks, our member-first philosophy sets us apart. Our commitment goes beyond banking—from our $7 membership fee, $5 is donated directly to local organizations that make a meaningful impact. Through this initiative, we continuously support programs that uplift and strengthen our neighborhoods.

Mission and Vision
At Downey Federal Credit Union, we believe in more than just banking—we believe in elevating life’s journey for our team, members, and the community through education and service.
  • Our Core Values: P.E.A.C.E
  • Passion — Passion for People.
  • Empowerment — Ability to do what's right.
  • Accountability — Own our actions and inactions.
  • Community — Together for a bigger purpose.
  • Education — Knowledge moves us forward.
These values guide everything we do—from serving our members to supporting our employees. If you share our mission, become a member today!
Leadership and Governance

Management Team

  • Ray Mesler - President and Chief Executive Officer
  • Julie Jen - Chief Financial Officer
  • David Monarrez - Vice President of Lending and Operations
  • Tyrone Conde - Vice President of Marketing and Information Technology

Board of Directors

  • Robert Becker, Board Chair
  • Dr. Brian Brown
  • Stan Hanstad
  • Laura Kramer
  • Raul Lopez
  • Giggy Saab
  • Brian Saylors

Supervisory Committee

  • Ray Brown
  • Jim Mogan
  • Bobbie Samperi