💸 Members, we're giving away $1,000* Open a Shield Elite Checking Account by December 15 to Enter Sweepstakes   Get Details ×

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Vehicle Loans

Vehicle Loans


Holiday Auto Loan Savings Are Here!

Limited-Time Offer: Save up to 1.75% APR* OFF your approved interest rate on auto loans. Take advantage of our exclusive holiday auto loan discount from November 1 to November 30, 2024. Secure a great rate, enjoy a brighter holiday season, and drive off with more savings!


*APR=Annual Percentage Rate. The 1.25% APR Auto Loan Rate Discount promo offer valid for auto loan applications submitted between November 1 to December 31, 2024, and loan must be approved and funded by January 10, 2025 to be eligible for this offer. Loan approval is not guaranteed, standard DFCU loan underwriting guidelines apply. Current DFCU loans are not eligible. In order to receive the lowest shown rate of 3.99%, member must qualify for the additional rate discounts of 1) 0.25% APR rate discount for direct deposit in to a DFCU checking account (DD) and 2) 0.25% APR rate discount for member having a DFCU Shield Elite Checking account (Checking), have the qualifying FICO, and be approved for a 36-month term. All members are eligible to receive the DD and Checking discounts; along with the promotional 1.25% discount, if they meet each discounts’ criteria. DFCU’s floor rate for this promotion is 3.99% APR. Offer is valid for the financing of one automobile. Offer valid for autos 5 years or younger, autos 6 years or older do not qualify. The minimum loan amount required to qualify is $10,000. Membership must be in good standing. Other terms and rates are available. Rates are subject to change without notice. To see DFCU auto loan rates and terms visit www.downeyfcu.org.
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