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Boats & Recreational Vehicle Loans

Boats & Recreational Vehicle Loans


DFCU Temporary Assistance Loan Programs

We are here to help. We understand that it may be challenging to maintain financial balance during these uncertain times. DFCU has developed temporary assistance loan options. To learn more call us at (562) 862-8141.

$1,000 Easy Qualification Loan
1.00% APR* for 12 months
Exclusive for DFCU Members who joined prior to 1/1/2020


*APR = Annual Percentage Rate. Loan amount up to $1,000 at 1.00% for a 12-month term-requests for a larger amount or longer term will change the rate. Rate includes discounts for Automatic Payment and Direct Deposit. To qualify for this loan offer and rate and term, members must have direct deposit and automatic payment with DFCU. Standard DFCU underwriting guidelines do not apply to this loan offer. Membership must be in in good standing to qualify for this loan offer- good standing being no delinquencies, no charge-offs, and no negative balances on a DFCU account. Loan offer exclusive to DFCU members only, members must have established membership prior to January 1, 2020 to qualify for this loan offer. DFCU staff are eligible for this loan offer. Offer ends 10/31/2020. Other restrictions may apply. Please contact a DFCU loan rep for complete program details and qualifying criteria.


$3,000 Hardship Loan
1.00% APR* for 24 months
Exclusive for DFCU Members who joined prior to 1/1/2020


*APR = Annual Percentage Rate. Loan amount up to $3,000 at 1.00% for a 24-month term- requests for a larger amount or longer term will change the rate. Rate includes discounts for Automatic Payment and Direct Deposit. To qualify for this loan offer and rate and term, members must meet DFCU's underwriting requirements and must meet the requirements for a hardship exception; in addition to having direct deposit and automatic payment with DFCU . Standard DFCU lending rules and regulations apply. Membership in good standing is required to qualify for this loan offer- good standing being no delinquencies, no charge-offs, and no negative balances on a DFCU account. Loan offer exclusive to DFCU members only, members must have established membership prior to January 1, 2020 to qualify for this loan offer. Offer ends 10/31/2020. Other restrictions may apply. Please contact a DFCU loan rep for complete program details and qualifying criteria.


$5,000 Personal Loan
5.95% APR* for 36 months
90-day Deferment on first payment*
Available to non-members and existing DFCU members


*APR = Annual Percentage Rate. Loan amount up to $5,000 at 5.95% for a 36-month term - requests for a larger amount or longer term will change the rate. Rate includes discounts for Automatic Payment and Direct Deposit. To qualify for this loan offer and rate and term, members must meet DFCU's underwriting requirements; DFCU standard lending rules and regulations apply, in addition to having direct deposit and automatic payment with DFCU. Membership in good standing is required to qualify for this loan offer-good standing being no delinquencies, no charge-offs, and no negative balances on a DFCU account. The 90-day first payment deferment is optional, loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months if member opts to use deferment. Members can make additional payments at any time. Offer ends 10/31/2020. Other restrictions may apply. Please contact a DFCU loan rep for complete program details and qualifying criteria.



Apply for a Temporary Assistance Loan
Plus, make NO payments for 90 days**!
Our low rates, flexible terms, and no payments for 90 days** will get you in the driver’s seat for less while keeping some extra money in your pocket!
Apply Now
Interested in a Recreational Vehicle Loan?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


Rates
Term Fixed APR1
48 months as low as
60 months as low as
72 months as low as
120 months as low as
180 months as low as
1APR = Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for automatic payment and direct deposit into a DFCU checking account. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. (Payment example: $80,000 loan for 180 months at 6.75% APR would require 180 payments of $707.67). Rates are subject to change without notice.
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 10-day grace period on payments
  • Mechanical Repair Coverage (MRC) and Guaranteed Asset Protection (GAP) available
  • Zero out-of-pocket for qualified borrowers
    • Late payment charge (more than 10 days late): 20% of the interest due that month
    • No pre-payment penalty
    • $50 Documentation Processing Fee
    • Apply online via Online Banking
    • Over the phone at 562.862.8141
    • In branch



    +Restrictions apply. View complete disclosures.**90-days No Payment/loan deferral program only applies to new vehicles (model years 2017 & newer), used vehicles up to 5 years old, and Recreational Vehicle Loans. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member’s FICO score must be 660 or greater. Members can make additional payments at any time. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms.