REWARDING YOUR
MEMBER LOYALTY
WITH SAVINGS

Annual Percentage Rate. Discount offer(s) valid for auto and personal loan applications submitted January 13 - February 14, 2025, loan(s) must fund by February 20 to remain eligible for the offer. This offer is not valid for refinancing an existing DFCU loan. No other discounts can be applied to this offer. Loan approval is not guaranteed and based on DFCU’s standard loan underwriting guidelines, including but not limited to: income, debt-to-income ratio, good membership standing, credit history and credit score. Loan promotional rate floor (lowest rate possible) for auto loans is 3.24% and for personal loans it is 7.00% . In order to receive the floor rate, member must qualify for the additional rate discounts of 1) 0.25% APR rate discount for established direct deposit in to a DFCU checking account and 2) 0.25% APR rate discount for member having a DFCU Shield Elite Checking account, have the qualifying membership tenure, and be approved for a 36-month term for an auto loan or for a 12-month term for a personal loan. Membership tenure will be determined by the membership “Since” date that appears in DFCU’s internal record keeping system. Other terms and rates are available. Rates are subject to change without notice. Membership must be in good standing to be eligible for the offer. To learn what good standing is and to see DFCU auto loan rates and terms visit www.downeyfcu.org.