Need cash fast? Get up to $2,000 deposited directly into your account—hassle-free.1
Tailored for Life's Needs
No Credit Check Required
Secure up to $2,000 without worrying about your credit score—perfect for quick, stress-free approvals.1
Fast and Convenient
Apply in just 6 clicks and enjoy instant decisions, with funds deposited directly into your account.1
Why Choose DowneyFCU?
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✓Feature-Packed Checking Accounts: Unlock benefits worth up to $1,321 annually, including discounted pet insurance, bill negotiation services, local retail coupons, and more.
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✓Exclusive FlashCash Offer: Borrow up to $2,000 with a fixed 18% APR1 for 12 months—plus enjoy low rates on other loan options.
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✓High-Yield Savings Solutions: Maximize your savings with flexible certificates offering competitive rates up to 4.25% APY+
Disclosures
1
APR = Annual Percentage Rate. Must be a DFCU member for a minimum of 6 months to be eligible for the FlashCash Loan and must be in good standing. Member must have established direct deposit at least 61 days prior to submitting loan application to be eligible. Eligibility is for the Primary Account holder only. A $20 application fee will be charged for every submitted application, regardless of approval. The $20 application fee is non-refundable. Loan approval is not guaranteed; if approved, funds will be deposited directly into the member’s account that was used for the $20 application fee. Limited to one FlashCash Loan at a time. The minimum loan amount is $500, and the maximum is $2,000.00. Members must wait 3 days before obtaining another FlashCash Loan regardless of the loan payoff. Pay back terms up to 12 months. Monthly payments are required. Loan payments must be made through automatic payments. DFCU underwriting guidelines apply. Rates are subject to change without notice.
