Black Friday Savings

7.25% ^APR* —
regardless of credit

Expires 12/6

Black Friday Savings

7.25% ^APR* —
regardless of credit

Expires 12/6

DFCU Auto Loan Black Friday Promotion

Rev up your auto loan savings.

This Black Friday, don't allow your credit score to be a roadblock. With an incredible 7.25% APR, your new car or a better rate is now easily attainable, no matter your credit history. Whether you're already part of the DFCU family or considering joining us, our exclusive offer, valid for both purchase and refinance, is your personal key to unlocking greater value and savings.

Loan is not guaranteed.

Take advantage of:

7.25% APR^*

REGARDLESS OF CREDIT

No Payments

FOR YOUR FIRST 3 MONTHS

Skip-a-pay^{^}

EVERY 6 MONTHS

Rate and term details:

Term	APR^*
36 months	7.25%
48 months	7.50%
60 months	7.75%
72 months	8.25%

Apply Now

Interested in our Black Friday offer?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141

Black Friday Vehicle Loan Calculator

**APR=Annual Percentage Rates. Rates as of 01/14/25. Rates shown are our preferred rates based on credit worthiness and a 0.25% Direct Deposit discount, if applicable, and a 0.25% discount for automatic payment. The actual APR will be determined at the time of disbursement and will be based on your application and credit information. Not all applicants will qualify for the lowest rate. Rates quoted assume excellent borrower credit history. Rates and terms are subject to credit approval, are subject to change at any time and without notice. Monthly payments and loan rates provided using this calculator are not a guarantee of credit. Other rates and terms are available.

*APR=Annual Percentage Rate. Rate quoted is the best possible rate for each term based on credit score and other factors. Rate offer valid for auto loan applications submitted between November 20 to December 6, 2023, and loan must be approved and funded by December 11, 2023 to be eligible for this rate. Applicants may receive a rate between 7.25% and 8.25% if approved for the loan, exact rate will depend on the loan term in addition to a 0.25% APR rate discount for auto pay and a 0.25% APR rate discount for direct deposit. Offer is valid for the financing of one automobile. This offer is not valid for refinancing an existing DFCU loan. Loan approval is not guaranteed and based on DFCU's standard loan underwriting guidelines. Other terms and rates are available. Rates are subject to change without notice. To see DFCU auto loan rates and terms visit www.downeyfcu.org.

^DFCU's 90-days: No Payment/loan deferral program only applies to new vehicles (model years 2023 & newer), and used vehicles up to 5 years old. Primary member's FICO score must be 660 or greater. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Members can make additional payments at any time.

Late payment charge (more than 10 days late): 20% of the interest due that month
No pre-payment penalty
$50 Documentation Processing Fee

Interested in our Black Friday offer?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141