SEP IRA Plans

A Simplified Employee Pension (SEP) plan is for those who are self-employed, and wish to make larger contributions than Traditional or Roth IRAs limitations will allow.

Open a SEP IRA Share with $25 balance to start with no fixed term
Contributions and dividends are tax-deferred
Contributions subject to income limitations
No penalty from Credit Union for withdrawals (IRS penalties may still apply)
No maintenance fee
Rates vary. See rates page

Certificate

Open a SEP IRA Certificate with $500 to start at a fixed term
Certificates will automatically roll over at maturity, with the same term and current rate unless member request different
Deposits subject to income limitations
Subject to early withdrawal penalties (IRS penalties may also apply)
No maintenance fees
Rates based on Certificate term, see below.

Interested in SEP IRA?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141

SEP IRA Certificate Rates

Term	Dividend Rate*	APY+
12 months	View rates	View rates
18 months	View rates	View rates
24 months	View rates	View rates
36 months	View rates	View rates
48 months	View rates	View rates
60 months	View rates	View rates

$25 Minimum to open for Share, $500 for Certificate
Dividends are compounded and paid quarterly

No monthly service charges

Interested in SEP IRA?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141