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Home Equity Line of Credit

Home Equity Line of Credit

Use the equity in your home for recurring expenses or emergency funds whenever needed. Also great to consolidate debt, a home remodel or add on, higher education expense, or other large expenses.

  • Up to 80% CLTV
  • Loan amounts up to $400,000
  • Open-ended loan with a 10-year draw period / 10-year repayment
  • Low, variable rates as low as APR1
  • Minimal fees
1APR=Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. Rates are subject to change without notice but will not increase more than 6.00% above the initial rate or 18.00%, whichever is less. Estimated costs related to the process: Drive-by Appraisal ($225.00), Title Fees ($230.00-$450.00), Origination Fee ($60.00).
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Interested in a Home Equity Line of Credit?

Simply provide your name and phone number and we’ll give you a call.

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Or call us at 562.862.8141

  • Property must be owner-occupied
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 15-day grace period on payments
Download PDF of HELOC Disclosure
  • Late payment charge: 5% of payment amount
  • No application fee
  • No annual fee
  • No pre-payment penalty
  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch