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BRANCH APPOINTMENT UPDATE: We are still requiring appointments for all non-teller transactions, including any loan related documentation. Walk-ins for teller transactions are welcome. Please note that any walk-ins for non-teller transactions may wait longer due to appointments. To make an appointment please call (562) 862-8141. Thank you for your understanding.

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Money Smart

Build a foundation

Become Money Smart! Young adults ages 11-17, get started with managing money and expand your financial literacy with DFCU's Money Smart Account. Grow your savings, learn healthy finance habits, and prepare for the future.

  • Only $5 needed to open account
  • No monthly fee
  • Savings Account Earns View rates APY+
  • Access to special events and fun activities designed to help teach the value of financial literacy
  • Minors ages 13-17 can open a checking account with a parent or guardian as joint owner
  • Free ATM/Visa Debit card with parent (ages 13+)
Interested in a Money Smart Account?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141

Open a Money Smart Account
If you are already a DFCU member, simply call 562.862.8141 or email to open this account.

If you aren’t a DFCU member yet, visit our branch to open this account.
  • $5 minimum deposit to open and maintain account
  • No dividends for balances under $5; earns dividends on balances of $5 or more
  • Dividends compounded daily and paid monthly
  • Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
  • No monthly fee
  • No fee to open