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BRANCH APPOINTMENT UPDATE: We are still requiring appointments for all non-teller transactions, including any loan related documentation. Walk-ins for teller transactions are welcome. Please note that any walk-ins for non-teller transactions may wait longer due to appointments. To make an appointment please call (562) 862-8141. Thank you for your understanding.

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Getting a low rate on an auto loan is as easy as ABC123 with DFCU! Over the years, you've worked hard to maintain grades, certifications, and job requirements - but what about your credit? From now until the end of the year, DFCU will reward you for good grades on your credit score:

  • A tier credit score = 1% APR* on your auto loan
  • B tier credit score = 2% APR* on your auto loan
  • C tier credit score = 3% APR* on your auto loan
  • D & E tier credit score = 2% APR* OFF your approved rate.


  • Available on terms up to 60 months
  • Must have or get direct deposit with DFCU to be eligible*
  • For purchase or refinance
  • No payments for 3 months**
  • Up to 125% financing for qualified buyers (includes purchase price, tax, license, and extended warranty)
  • Skip a payment every 6 months+ (More info)

*Annual Percentage Rate. ABC123 promo valid for auto loan applications submitted between 10/5/21-11/15/21 - loan must be approved by 11/15/21 and funded by 11/19/21 to be eligible for this offer. Offer is valid for the financing of one automobile. This offer is not valid for refinancing an existing DFCU loan. No other discounts can be applied to this offer. Loan approval is not guaranteed and based on DFCU's standard loan underwriting guidelines, including but not limited to: income, debt-to-income ratio, good membership standing, credit history and credit score. Loan rate floor for any reduced promotional rate is 1.00%, this floor rate is only available for up to 60-month term loans and no rates will be offered below this rate. Applicants with D & E credit tiers will be eligible to receive 2% off the approved rate. Member must sign up for, or have, direct deposit with DFCU in order to be eligible for any of these rate discounts, DFCU will ask for proof of direct deposit in to a DFCU account prior to loan funding. Other terms and rates are available. Rates are subject to change without notice. To see DFCU auto loan rates and terms visit

**3 Months No Payment/loan deferral program only applies to new vehicles (model years 2019 & newer), used vehicles up to 5 years old, and Recreational Vehicle Loans. New money only; no refinancing of a current DFCU loan. Minimum loan amount is $5,000. Loan interest will accrue from the date of loan disbursement & the life of the loan is extended by 3 months. Membership in good standing is required to qualify for this loan promotion. Primary member's FICO score must be 660 or greater. Members can make additional payments at any time. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms.

+Restrictions apply. View complete disclosures.