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Hawaii Credit Card Promo

DFCU wants to send you to HAWAII!

Wouldn't you rather be sitting on a beach, the cool breeze in your hair, and the warm sun on your face? It's possible with your DFCU Credit Card! For every qualifying purchase you make on your DFCU Credit Card, you will be entered to win a trip for two to Hawaii1. The more you use it, the closer you are to paradise. Sweepstakes ends October 31, 2018.

Apply today to get your DFCU Credit Card.

  • PLATINUM VISA - as low as 9.99% APR* with limits up to $25,000
  • CLASSIC VISA - as low as 13.20% APR* with limits up to $10,000
  • No annual fee
  • No cash advance fee
  • Low rate of 9.99% or 13.90% APR for cash advances and balance transfers
  • View your transactions, make payments and more with


Apply for a DFCU Credit Card
  • $500 minimum / $25,000 maximum credit line
  • 10-day grace period on payments
  • 25-day grace period on all purchases (before interest begins to accrue)
  • Accepted worldwide, anywhere the VISA logo is displayed
  • Minimum payment due each month is 2.5% of balance, with a $20 minimum
  • Free Convenience Checks
  • ATM access for cash advances, wherever the VISA logo is displayed
  • $20 fee for late payments
  • $15 fee for returned payments
  • No charge for over-limit transactions
  • No annual fee or cash advance fee
  • Foreign Transaction Fees
    • Transactions made in foreign currency: 1% of each transaction in US Dollars
    • Foreign transactions billed in US dollars: 1% of each transaction in US Dollars
  • Apply online via Online Banking
  • Over the phone at 562-862-8141
  • In branch
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*APR=Annual Percentage Rate. Rates may change at any time without notice. The actual rate and approval of a loan is determined by creditworthiness, FICO/credit score and other factors. DFCU standard lending rules and regulations apply. Please speak to a Loan Rep. for complete promotional details, qualifying criteria, disclosures and other rates and terms.
1NO PURCHASE OR OBLIGATION NECESSARY TO ENTER OR WIN. Sweepstakes is open only to U.S. residents, 18 years of age or older as of May 1, 2018. Begins at 12:00:00 AM Pacific Time ("PT") on May 1, 2018 and ends at 11:59:59 PM PT on October 31, 2018 ("Promotional Period"). TO ENTER: 1) Automatic Entry: Any eligible Downey Federal Credit Union ("DFCU") Classic Visa, DFCU Platinum Visa, or DFCU Shared-Secured Visa ("DFCU Cards") cardholder will automatically receive one (1) sweepstakes entry for each purchase made with their DFCU Cards during the Promotional Period. High number of eligible purchases during the Promotional Period does not guarantee winning the grand prize. Standard rates on all purchases still apply. 2) Non-Purchase Entries: To enter without any DFCU Cards, purchase or obligation A) by mail, hand-print your name, address, city, state/province/territory, ZIP or postal code, email address, and daytime telephone number (including area code) on a 3" x 5" card, and mail, with sufficient postage affixed, to: DFCU Hawaii 2018, 8237 3rd Street, Downey, CA, 90241 or B) in person, deliver the 3" x 5" card to 8237 3rd Street, Downey, CA, 90241, any time Monday-Friday between 9:00 AM-5:30 PM PT and Saturday between 9AM-2PM PT, during the Promotional Period. Mail-in entries must be postmarked by October 31, 2018 and received by November 10, 2018 in order to be eligible. Enter as often as you wish; however, each mail-in entry must be mailed in a separate, postmarked-and-stamped envelope, and each in-person entry must be delivered separately on separate occasions. Winner will be selected by random drawing at a location selected by DFCU on or before December 1, 2018. Winner recognizes that his/her name can be displayed publicly at the time of the drawing. GRAND PRIZE DESCRIPTION: (1) Grand Prize: a 4-day/3-night trip for two (2) people (winner and one (1) guest) to Oahu, Hawaii. Prize includes round-trip, coach class, air transportation for two (2) people from Los Angeles International Airport, or any California airport that provides return flight service to and from Oahu, and hotel accommodations (one (1) room, double occupancy), during the winner's and their guests' stay. Winner is responsible for transportation to and from the airport in Oahu and in their original departure city. The selection of travel airline and hotel for accommodations will be at the sole discretion of DFCU. Travel must be done in the calendar year of 2019. DFCU will determine with winner the exact travel times and dates. Total Approximate Retail Value ("ARV") of Grand Prize: $1,800 USD. Winner will be responsible for reporting prize value properly for any tax purposes. ODDS: Estimated odds of winning depend upon the total number of eligible entries received during the promotional period. In order to be considered, member/DFCU Cards holders must not be delinquent on their DFCU Cards account(s) during the Promotional Period and up to the time of travel purchase. Cash advances and balance transfers are not eligible. DFCU employees are not eligible.