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Home Equity Line of Credit

During these unprecedented times managing your finances can be stressful. DFCU would like to lend a hand in any way we can. We are here to help! For a limited time, DFCU is offering an Introductory Rate of 2.90% APR1 for the first 12 months from May 1st to July 31st, on qualifying HELOCs.


Starting at 2.90% APR1 for the first 12 months

  • Loan amounts up to $400,000
  • Up to 80% combined loan to value
  • Terms up to 20 years
  • Interest paid may be tax deductible
  • Open-ended loan with a 10-year draw period/10-year repayment
  • Get a free quote for Home Insurance through the TruStage Insurance Program and save hundreds
Apply for a HELOC Today!
Interested in a Home Equity Loan or Line of Credit?

Simply provide your name and phone number and we’ll give you a call.

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Or call us at 562.862.8141

1APR = Annual Percentage Rate. Rates shown are effective 5/1/2020 and may change at any time without notice. Rates shown are the lowest possible and are based on FICO/Credit Score and other factors. 2.90% APR introductory rate valid for the first 12 months from when the HELOC funds; after which the rate will default to the standard rate which the member qualified for at the time of booking, which is determined by creditworthiness, FICO/credit score and other factors. To qualify for the introductory rate, minimum $10,000 advance at time of funding for a HELOC. Special introductory rate promotion on HELOC is valid from 5/1/2020 to 7/31/2020 and must be funded by 7/31/2020. No home equity loans or home equity lines of credit or other loans currently financed at DFCU are eligible. This is subject to standard Downey Federal Credit Union (DFCU) credit approval. Offer may be discontinued without notice. Loan subject to borrower and property qualifications, not all applicants may be approved. DFCU does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act and deposits are Federally Insured by NCUA. Membership in good standing is required in order to be approved for this loan promotion. Additional restrictions apply. Please contact a DFCU Loan Representative, or give us a call for complete promotional details, qualifying criteria, disclosures, and other rates and terms.