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Home Equity Line of Credit

Indulge in extra funds for a major project, holiday vacation, or gifts for everyone on your list – including you! For a limited time, DFCU is baking up a special Home Equity Line of Credit introductory rate from now until December 31, 2019, on qualifying HELOCs.


Starting at 3.99% APR* for the first 24 months

  • Loan amounts up to $400,000
  • Up to 80% combined loan to value
  • Terms up to 20 years
  • Interest paid may be tax deductible
  • Open-ended loan with a 10-year draw period/10-year repayment
  • Get a free quote for Home Insurance through the TruStage Insurance Program and save hundreds
Apply for a HELOC Today!
Interested in a HELOC?

Simply provide your name and phone number and we’ll give you a call.

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Or call us at 562.862.8141

*APR = Annual Percentage Rate. Rates shown are effective 11/15/19 and may change at any time without notice. Rates shown are the lowest possible and are based on FICO/Credit Score, and other factors. 3.99% APR introductory rate valid for the first 24 months from when the Home Equity Line of Credit (HELOC) funds; after which the rate will default to the rate which the member qualified for at the time of booking, which is determined by creditworthiness, FICO/credit score and other factors. To qualify for the introductory rate, a minimum of $10,000 must be advanced at time of funding for a HELOC. Special introductory rate promotion on HELOC is valid from 11/15/19 to 12/31/19 and a complete application must be submitted and approved by 12/31/19. No home equity loans or home equity lines of credit or other loans currently financed at DFCU are eligible. This is subject to standard Downey Federal Credit Union (DFCU) credit approval. Offer may be discontinued without notice. Loan subject to borrower and property qualifications, not all applicants may be approved. DFCU does business in accordance with the Federal Fair Housing Law and Equal Credit Opportunity Act and deposits are Federally Insured by NCUA. Membership in good standing is required in order to be approved for this loan promotion. Additional restrictions apply. Please contact a DFCU Loan Representative, give us a call or visit our branch for complete promotional details, qualifying criteria, disclosures, and other rates and terms. A DFCU Loan Representative can be reached at (562) 862-8141. Please consult with your tax advisor for tax deductibility of interest.
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