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BRANCH APPOINTMENT UPDATE: We are still requiring appointments for all non-teller transactions, including any loan related documentation. Walk-ins for teller transactions are welcome. Please note that any walk-ins for non-teller transactions may wait longer due to appointments. To make an appointment please call (562) 862-8141. Thank you for your understanding.

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Rental Equity Loan

Rental Equity Loan

Use the equity in your rental property to upgrade, remodel, or even make repairs to the property. What you do with the money is up to you.

  • Up to 70% CLTV
  • Loan amounts up to $50,000
  • Terms from 84 to 144 months
  • Low, fixed rate
  • Minimal fees
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Term Fixed APR1
84 months as low as View rates
120 months as low as View rates
144 months as low as View rates
1APR=Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. Rates are subject to change without notice. Estimated costs related to the process: Drive-by Appraisal ($225.00), Title Fees ($230.00-$450.00), Origination Fee ($60.00).
  • Property must be non-owner occupied
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 15-day grace period on payments
  • 15-day grace period on payments
  • The terms of repayment, which reflect the repayment obligations over the full term of the loan, including any balloon payment (i.e. $25,000 borrowed would be 84 monthly payments of $353.35)
  • The payments do not include amounts for taxes and insurance premiums, if applicable, and the actual payment obligation will be greater
  • Late payment charge: 5% of payment amount
  • No application fee
  • No pre-payment penalty
  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch