Downey Federal Credit Union

Perfect for large purchases, education, consolidating debt or other unexpected expenses
Fixed, low rates
Terms up to 60 months
Borrow up to $25,000
0.25% rate discount for automatic payment
0.25% rate discount for Direct Deposit into a DFCU Checking Account
Skip a payment every 6 months⁺ (More info)

Apply Now

Interested in a Personal Loan?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141

Rates

Term	Fixed APR¹
12 months	as low as
24 months	as low as
36 months	as low as
48 months	as low as
60 months	as low as

¹APR = Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for automatic payment and direct deposit into a DFCU checking account. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. (Payment example: $15,000 loan for 60 months at 8.75% APR would require 60 payments of $309.34). Rates are subject to change without notice.

Payments can be made in branch, by phone, by mail, via online banking or direct deposit
Rate based on FICO/credit score
10-day grace period on payments

Late payment charge (more than 10 days late): 20% of the interest due that month
No application fee
No pre-payment penalty

Apply online via Online Banking
Over the phone at 562.862.8141
In branch

Online Banking Login

Interested in a Personal Loan?

Simply provide your name and phone number and we’ll give you a call.

Or call us at 562.862.8141

Personal Loans