Your browser does not support JavaScript. To view rates, see our rate sheet.

BRANCH APPOINTMENT UPDATE: We are still requiring appointments for all non-teller transactions, including any loan related documentation. Walk-ins for teller transactions are welcome. Please note that any walk-ins for non-teller transactions may wait longer due to appointments. To make an appointment please call (562) 862-8141. Thank you for your understanding.

Online Banking Login
Login Form - Mobile


Register
Forgot username or password

Personal Loans

Personal Loans


  • Perfect for large purchases, education, consolidating debt or other unexpected expenses
  • Fixed, low rates
  • Terms up to 60 months
  • Borrow up to $25,000
  • 0.25% rate discount for automatic payment
  • 0.25% rate discount for Direct Deposit into a DFCU Checking Account
  • Skip a payment every 6 months+ (More info)
*APR=Annual Percentage Rate. Rates quoted are the possible rates. Rate offer valid for personal loan applications submitted between January 11, 2021 to February 28, 2021, and loan must be approved and funded by February 28, 2021 to be eligible for this offer. Loan amount maximum to receive this promotional rate is $15,000 and terms from 12-60 months. This offer is not valid for refinancing an existing DFCU loan. Loan approval is not guaranteed and approval is based on DFCU's standard loan underwriting guidelines which include FICO score, debt ratio, credit history, and other factors. No other rate discounts are eligible for this promotion. Other terms and rates are available and may be required as a condition to an approval. Rates are subject to change without notice.
^Only applicants who hold the jobs or are employed in the industries mentioned in this section are eligible for the additional 2% rate reduction - the floor rate for this additional reduction is 5.99%. No other discounts apply. DFCU will verify employment prior to applying discount, loan not guaranteed and loan approval is based on DFCU's standard loan underwriting guidelines which include FICO score, debt ratio, credit history, and other factors.
Apply Now
Interested in a Personal Loan?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


Rates
Term Fixed APR1
12 months as low as
24 months as low as
36 months as low as
48 months as low as
60 months as low as
1APR = Annual Percentage Rate. Rates quoted are the best possible rate for each tier based on credit score and other factors, and include rate discounts for automatic payment and direct deposit into a DFCU checking account. Other rates and terms are available. The actual rate you qualify for will be based on credit history and other factors. (Payment example: $15,000 loan for 60 months at 8.75% APR would require 60 payments of $309.34). Rates are subject to change without notice.
  • Payments can be made in branch, by phone, by mail, via online banking or direct deposit
  • Rate based on FICO/credit score
  • 10-day grace period on payments
  • Late payment charge (more than 10 days late): 20% of the interest due that month
  • No application fee
  • No pre-payment penalty
  • Apply online via Online Banking
  • Over the phone at 562.862.8141
  • In branch



+Restrictions apply. View complete disclosures.