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BRANCH APPOINTMENT UPDATE: We are still requiring appointments for all non-teller transactions, including any loan related documentation. Walk-ins for teller transactions are welcome. Please note that any walk-ins for non-teller transactions may wait longer due to appointments. To make an appointment please call (562) 862-8141. Thank you for your understanding.

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IRA Certificate

Flexibility with security

IRA Certificate

Flexibility with security

IRA Certificates are available for all our IRA account types.

  • Open any IRA Certificate with $500 to start at a fixed term
  • Available in terms of 12 up to 60 months

Learn more about each type of IRA Certificate:

  • Traditional IRA
    Deposits are pre-tax contributions, and can lower your taxable income.
  • Roth IRA
    Deposits are taxed prior to contribution and can be withdrawn tax free.
  • Coverdell ESA
    Start saving for future educational expenses.
  • SEP
    Tax-deferred retirement savings for those who are self-employed.
Interested in an IRA Certificate?

Simply provide your name and phone number and we’ll give you a call.

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Or call us at 562.862.8141


Open an IRA Certificate
Members
If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members
If you aren’t a DFCU member yet, visit our branch to open this account.