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BRANCH APPOINTMENT UPDATE: We are still requiring appointments for all non-teller transactions, including any loan related documentation. Walk-ins for teller transactions are welcome. Please note that any walk-ins for non-teller transactions may wait longer due to appointments. To make an appointment please call (562) 862-8141. Thank you for your understanding.

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Money Market

Access when you need it

Money Market

Access when you need it

Have easy access to your savings with an account that pays a little more.

  • Minimum balance to open is $2,500
  • No monthly fee
  • Optional check access (3 per month)
  • No penalties for deposits or withdrawals
  • Federally insured by the National Credit Union Administration (NCUA)
Interested in a Money Market Account?

Simply provide your name and phone number and we’ll give you a call.

Call Request Form - Mobile

Or call us at 562.862.8141


Rates
Balance Dividend Period Annual Percentage Yield (APY)+
$2,500 - $9,999.99 Monthly View rates
$10,000 - $24,999.99 Monthly View rates
$25,000 - $49,999.99 Monthly View rates
$50,000 - $99,999.99 Monthly View rates
$100,000+ Monthly View rates
Money Market shares opened prior to 04/01/18 with balances of $2,500 or more will continue to earn a monthly dividend rate of 0.30% and APY+ of 0.30%.
Open a Money Market Account

Members

If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members

If you aren’t a DFCU member yet, visit our branch to open this account.

  • $2,500 minimum deposit to open
  • Dividends compounded daily and paid monthly
  • Dividend rates subject to change
  • Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
  • No monthly fee
  • $25 Non-sufficient Funds Fee (NSF)
  • Fees could reduce earnings