Money Market
Access when you need it
Have easy access to your savings with an account that pays a little more.
- Minimum balance to open is $2,500
- No monthly fee
- Optional check access (3 per month)
- No penalties for deposits or withdrawals
- Federally insured by the National Credit Union Administration (NCUA)
Interested in a Money Market Account?
Simply provide your name and phone number and we’ll give you a call.
Or call us at 562.862.8141
Rates
| Balance | Dividend Period | Annual Percentage Yield (APY)+ |
|---|---|---|
| $2,500 - $9,999.99 | Monthly | |
| $10,000 - $24,999.99 | Monthly | |
| $25,000 - $49,999.99 | Monthly | |
| $50,000 - $99,999.99 | Monthly | |
| $100,000+ | Monthly |
Money Market shares opened prior to 04/01/18 with balances of $2,500 or more will continue to earn a monthly dividend rate of 0.30% and APY+ of 0.30%.
Open a Money Market Account
Members
If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.
Non-Members
If you aren’t a DFCU member yet, visit our branch to open this account.
- $2,500 minimum deposit to open
- Dividends compounded daily and paid monthly
- Dividend rates subject to change
- Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
- No monthly fee
- $25 Non-sufficient Funds Fee (NSF)
- Fees could reduce earnings
