Upgrade the Way You Bank ✅ Get Paid Early, Enjoy Loan Discounts and Unlock More Perks Valued at $1,321.*     Learn Now
Main Content Starts Here

Money Market

Access when you need it

Money Market

Access when you need it

Have easy access to your savings with an account that pays a little more.

  • Minimum balance to open is $2,500
  • No monthly fee
  • Optional check access (3 per month)
  • No penalties for deposits or withdrawals
  • Federally insured by the National Credit Union Administration (NCUA)
Interested in a Money Market Account?

Provide your information below and we'll be in contact soon!

Call Request Form - Mobile

*By inputting your information, you recognize you will be contacted by a DowneyFCU representative.


Or call us at 562.862.8141


Rates
Balance Dividend Period Annual Percentage Yield (APY)+
$2,500 - $9,999.99 Monthly View rates
$10,000 - $24,999.99 Monthly View rates
$25,000 - $49,999.99 Monthly View rates
$50,000 - $99,999.99 Monthly View rates
$100,000+ Monthly View rates
Open a Money Market Account

Members

If you are already a DFCU member, simply call 562.862.8141 or email feedback@downeyfcu.org to open this account.

Non-Members

If you aren’t a DFCU member yet, visit our branch to open this account.

  • $2,500 minimum deposit to open
  • Dividends compounded daily and paid monthly
  • Dividend rates subject to change
  • Subject to Regulation D (6 withdrawals per month, including overdraft, without a signature)
  • No monthly fee
  • $25 Non-sufficient Funds Fee (NSF)
  • Fees could reduce earnings


+APY as of 07/10/25