Home Loans
Downey Federal Credit Union partners with Primary Partners to help you get into your first home, your dream home or refinance your current loan from another lender.
- For purchase or refinance
- Up to 80% Loan-to-Value (LTV)
- Low, competitive rates change daily
- Conforming and Jumbo Loan options available
80/10/10 Home Loans
Our 80/10/10 financing breaks up the mortgage loan, making it easier to get into a home.
Jumbo Loan
Jumbo mortgage is a mortgage loan that may have high credit quality, but is in an amount above conventional conforming loan limits. (Usually loan amounts higher than $417,000)
Conforming Loan
A conforming loan is a mortgage loan that conforms to government guidelines. (Usually loan amounts lower than $417,000)
Interested in a Home Loan?
Simply provide your name and phone number and we’ll give you a call.
Or call us at 562.862.8141
- Conforming loan amounts conform to GSE (Fannie Mae and Freddie Mac) guidelines
- Jumbo loan amounts are anything above conventional conforming loan limits
- Payments can be made in branch, by phone, by mail, via online banking or direct deposit
- Rate based on FICO/credit score
- 15-day grace period on payments
- Late payment charge: 5% of payment amount
- No application fee
- No pre-payment penalty
- Apply online HERE
- Over the phone at 562.862.8141
- In branch
