Financial Wellness
It is never too early or too late to start learning about money. DFCU is not only a financial institution but a community resource for financial education.
Listen to DFCU's MoneySmart Matters Podcast!
MoneySmart Matters, presented by Downey Federal Credit Union, is your go-to podcast for mastering the art of financial wellness. Whether you're new to managing money or a seasoned pro, our episodes offer practical tips, expert advice, and insightful discussions on everything from budgeting and saving to investing and debt management. We also explore the credit union difference, highlighting how credit unions like DFCU support their communities. Join us as we explore how credit unions make a positive impact beyond just financial services through community involvement and much more.
Financial Wellness Materials
- 8 Things to Teach Your Children About Money
- Money Smart Word Search
- How Does it Work - Saving
- How Does it Work - Emergency Savings Accounts
- How Does it Work - Compound Interest
- How Does it Work - Credit Scores Pt. 1
- How Does it Work - Credit Scores Pt. 2
- How Does it Work - Credit Cards
Bite of Reality
Bite of Reality is an app simulation that teaches money management to students between 9th and 12th grade. In the activity, students receive real-world profiles including income and occupation.
Participants must visit multiple stations (insurance, automotive, leisure, utilities, etc.) and build out a monthly budget using the app. Throughout the activity they encounter pushy salespeople and various expenses. The simulation is meant to provide young adults a taste of what it feels like to manage their own finances. If you are interested in bringing any of these financial education workshops to your school or organization please contact our Community Engagement Specialist, Jazlyn Acebal, at jacebal@downeyfcu.org or 562.862.8141 ext.306.
Money Smart Jr.
Money Smart Jr. is a financial education game for students between 3rd and 5th grade. Similar to our Bite of Reality workshop, participants receive an occupation and income. Then they are tasked with visiting six different stations where they are presented with options that vary in price and luxury.
Students must make "money smart" shopping decisions while facing financial obstacles such as unexpected charges and credit card bills.
Financial Education for all ages
DFCU regularly hosts financial education presentations at local schools, churches, and community centers. We have presented on topics such as:
- Home-Buying
- Credit Cards
- Saving for College
- Credit Building
- And More!
We also create and customize presentations based on the needs of our audience.
If you are interested in bringing any of these financial education workshops to your school or organization please contact our Community Engagement Specialist, Jazlyn Acebal, at jacebal@downeyfcu.org or 562.862.8141 ext.306.